榆林学院学报

随着互联网的普及,"网贷消费"这一新生事物悄然兴起,由于大学生特殊的消费心理,使得这一消费方式在大学生群体中流行开来,但也直接影响了他们的学习生活和健康成长。根据大学生网贷消费的现状,深入分析大学生网贷消费的心理,系统归纳网贷消费所引发的问题,提出了建设性的应对策略。

With the popularity of the Internet,consumption by net loan appears. Because of college students' special consumption psychology,that becomes popular among them,but also directly affects their lives,learning and healthy growth. This paper describes the status of consumption of college students by net loans,deeply analyzes their psychology,systematically summarizes problems caused by net- loan consumption,and puts forward constructive strategies.